:root {
  --ink: #122033;
  --muted: #4d6073;
  --line: #dbe5ee;
  --paper: #f3f7f4;
  --white: #ffffff;
  --blue: #0a63c8;
  --navy: #0c2344;
  --green: #128a45;
  --green-deep: #0d6d36;
  --shadow: 0 24px 60px rgba(12, 35, 68, 0.12);
  --radius: 22px;
  --header: 76px;
  --sans: "Plus Jakarta Sans", "Segoe UI", sans-serif;
  --display: "Fraunces", Georgia, serif;
}

* { box-sizing: border-box; }
html {
  scroll-behavior: smooth;
  scroll-padding-top: 92px;
}
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: var(--sans);
  font-size: 16.5px;
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3, p { margin: 0; }
ul, ol { margin: 0; padding: 0; }

.skip {
  position: absolute;
  left: 16px;
  top: -40px;
  background: var(--navy);
  color: white;
  padding: 8px 12px;
  z-index: 20;
}
.skip:focus { top: 12px; }

.wrap {
  width: min(1120px, calc(100% - 40px));
  margin-inline: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  height: var(--header);
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid transparent;
}
.site-header.is-stuck { border-bottom-color: var(--line); }
.header-bar {
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand img { height: 40px; width: auto; }
.nav {
  display: flex;
  align-items: center;
  gap: 22px;
}
.nav > a:not(.btn) {
  text-decoration: none;
  font-weight: 600;
  font-size: 0.94rem;
  color: var(--ink);
}
.nav > a:not(.btn):hover { color: var(--blue); }
.nav-wa { color: var(--green-deep) !important; }
.nav form { margin: 0; }
.nav-logout {
  border: 0;
  background: transparent;
  padding: 0;
  font: inherit;
  font-weight: 600;
  font-size: 0.94rem;
  color: var(--ink);
  cursor: pointer;
}
.nav-logout:hover { color: var(--blue); }
.menu-btn {
  display: none;
  align-items: center;
  gap: 8px;
  border: 1px solid var(--line);
  background: white;
  border-radius: 999px;
  padding: 8px 14px;
  font: inherit;
  font-weight: 700;
  cursor: pointer;
}
.menu-lines,
.menu-lines::before,
.menu-lines::after {
  display: block;
  width: 16px;
  height: 2px;
  background: var(--ink);
  position: relative;
}
.menu-lines::before,
.menu-lines::after {
  content: "";
  position: absolute;
  left: 0;
}
.menu-lines::before { top: -5px; }
.menu-lines::after { top: 5px; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  border-radius: 999px;
  font-weight: 700;
  padding: 11px 18px;
  border: 1.5px solid transparent;
}
.btn-lg { padding: 14px 22px; }
.btn-green { background: var(--green); color: white; }
.btn-green:hover { background: var(--green-deep); }
.btn-ghost {
  background: white;
  border-color: var(--line);
  color: var(--ink);
}
.btn-ghost:hover { border-color: var(--ink); }
.btn-line {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.35);
  color: white;
}
.btn-line:hover { background: rgba(255, 255, 255, 0.08); }

.hero {
  padding: 56px 0 28px;
  background:
    radial-gradient(ellipse 55% 80% at 100% 0%, rgba(18, 138, 69, 0.14), transparent 60%),
    radial-gradient(ellipse 45% 70% at 0% 100%, rgba(10, 99, 200, 0.12), transparent 55%),
    var(--paper);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 48px;
  align-items: center;
}
.eyebrow {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--muted);
  font-weight: 600;
  font-size: 0.92rem;
  margin-bottom: 16px;
}
.eyebrow span {
  color: var(--blue);
  background: #e7f1fb;
  border-radius: 999px;
  padding: 4px 10px;
  font-size: 0.78rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
h1 {
  font-size: clamp(2.3rem, 4.4vw, 3.7rem);
  line-height: 1.08;
  letter-spacing: -0.035em;
  font-weight: 800;
}
.lead {
  margin-top: 18px;
  color: var(--muted);
  font-size: 1.08rem;
  max-width: 58ch;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}
.hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 18px;
  list-style: none;
  margin-top: 26px;
  color: var(--ink);
  font-weight: 600;
  font-size: 0.95rem;
}
.hero-points li::before {
  content: "";
  display: inline-block;
  width: 8px;
  height: 8px;
  margin-right: 8px;
  border-radius: 50%;
  background: var(--green);
}
.hero-visual {
  position: relative;
  margin: 0;
}
.hero-visual img {
  width: 100%;
  border-radius: 18px;
  box-shadow: var(--shadow);
  background: #e8edf1;
}
.float-card {
  position: absolute;
  left: 16px;
  bottom: 20px;
  display: flex;
  align-items: center;
  gap: 12px;
  background: white;
  border-radius: 18px;
  padding: 12px 16px 12px 14px;
  box-shadow: var(--shadow);
}
.float-card strong {
  font-family: var(--display);
  font-size: 2.4rem;
  line-height: 0.9;
  color: var(--green);
  font-weight: 600;
}
.float-card span {
  max-width: 11ch;
  font-weight: 700;
  font-size: 0.92rem;
  line-height: 1.25;
}

.trust { padding: 54px 0 10px; }
.trust h2 {
  text-align: center;
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 22px;
}
.marquee { overflow: hidden; }
.marquee-track {
  display: flex;
  gap: 28px;
  width: max-content;
  animation: drift 42s linear infinite;
  padding-bottom: 8px;
}
.marquee img {
  width: 84px;
  height: 84px;
  object-fit: contain;
  border-radius: 50%;
  background: white;
  border: 1px solid var(--line);
}
@keyframes drift {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

.values {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  padding: 42px 0 20px;
}
.values article {
  padding: 26px 24px 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: white;
}
.value-index {
  font-family: var(--display);
  color: var(--blue);
  font-size: 1.4rem;
  margin-bottom: 10px;
}
.values h2 { font-size: 1.35rem; letter-spacing: -0.03em; }
.values p:last-child { margin-top: 8px; color: var(--muted); }

.core { padding: 72px 0; }
.section-head { max-width: 720px; margin-bottom: 28px; }
.section-head h2,
.offer h2,
.close h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  letter-spacing: -0.035em;
  line-height: 1.15;
  font-weight: 800;
}

.tabs { margin-top: 8px; position: relative; }
.tabs input { position: absolute; opacity: 0; pointer-events: none; }
.tab-nav {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 18px;
}
.tab-nav label {
  cursor: pointer;
  border-radius: 999px;
  padding: 10px 16px;
  border: 1px solid var(--line);
  font-weight: 700;
  background: white;
}
.panel {
  display: none;
  list-style: none;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.panel li {
  background: var(--paper);
  border-radius: 16px;
  padding: 18px 18px 18px 46px;
  font-weight: 600;
  position: relative;
}
.panel li::before {
  content: "";
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--green);
  position: absolute;
  left: 20px;
  top: 24px;
}
#kel-lembaga:checked ~ .tab-nav label[for="kel-lembaga"],
#kel-simpan:checked ~ .tab-nav label[for="kel-simpan"],
#kel-uang:checked ~ .tab-nav label[for="kel-uang"] {
  background: var(--navy);
  color: white;
  border-color: var(--navy);
}
#kel-lembaga:checked ~ .tab-panels .panel-lembaga,
#kel-simpan:checked ~ .tab-panels .panel-simpan,
#kel-uang:checked ~ .tab-panels .panel-uang {
  display: grid;
}

.offer {
  background: var(--navy);
  color: white;
  padding: 72px 0;
}
.offer .lead, .offer p { color: rgba(255, 255, 255, 0.82); }
.offer-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 40px;
  align-items: center;
}
.offer-kicker {
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-size: 0.78rem;
  font-weight: 700;
  color: #8ddeaf !important;
}
.offer-days {
  font-family: var(--display);
  font-size: clamp(4.5rem, 8vw, 7rem);
  line-height: 0.85;
  margin: 8px 0 16px;
  letter-spacing: -0.04em;
}
.offer-days span { color: #7ddea8; }
.offer h2 { max-width: 18ch; }
.steps {
  list-style: none;
  display: grid;
  gap: 14px;
}
.steps li {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 18px;
  padding: 16px 18px;
  display: grid;
  gap: 4px;
}
.steps strong { font-size: 1.05rem; }
.steps span { color: rgba(255, 255, 255, 0.75); }
.offer-includes { margin-top: 36px; }
.offer-includes h3 { font-size: 1.05rem; margin-bottom: 14px; }
.offer-includes ul {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}
.offer-includes li {
  background: rgba(255, 255, 255, 0.06);
  border-radius: 14px;
  padding: 14px 16px;
  font-weight: 600;
}

.modules { padding: 80px 0; background: var(--paper); }
.module-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.module {
  background: white;
  border-radius: var(--radius);
  padding: 24px 22px 22px;
  border: 1px solid var(--line);
}
.module-kicker {
  color: var(--blue);
  font-weight: 800;
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.module h3 {
  font-size: 1.28rem;
  letter-spacing: -0.03em;
  line-height: 1.25;
}
.module p { color: var(--muted); margin: 10px 0 14px; }
.module ul {
  list-style: none;
  display: grid;
  gap: 8px;
}
.module li {
  padding-left: 16px;
  position: relative;
  font-size: 0.95rem;
}
.module li::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--green);
  position: absolute;
  left: 0;
  top: 0.55em;
}

.member { padding: 80px 0; }
.member-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.member article {
  padding: 22px;
  border-top: 3px solid var(--blue);
  background: var(--paper);
  border-radius: 0 0 18px 18px;
}
.member h3 { font-size: 1.12rem; letter-spacing: -0.02em; }
.member p { margin-top: 8px; color: var(--muted); }

.close { padding: 10px 0 80px; }
.close-panel {
  background:
    radial-gradient(ellipse at 100% 0%, rgba(125, 222, 168, 0.2), transparent 45%),
    var(--navy);
  color: white;
  border-radius: 32px;
  padding: 56px 48px;
}
.close-panel p { color: rgba(255, 255, 255, 0.8); max-width: 52ch; }
.quote {
  font-family: var(--display);
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  color: white !important;
  line-height: 1.25;
  margin-bottom: 18px;
}
.close h2 { margin-bottom: 12px; }

.site-footer {
  background: #f7faf8;
  border-top: 1px solid var(--line);
  padding-top: 40px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 28px;
  padding-bottom: 28px;
}
.footer-grid p { color: var(--muted); margin-top: 12px; max-width: 36ch; }
.footer-grid a {
  display: block;
  text-decoration: none;
  font-weight: 600;
  margin-top: 8px;
}
.footer-grid a:hover { color: var(--blue); }
.footer-label {
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 800;
  color: var(--ink) !important;
  margin-top: 0 !important;
}
.footer-base {
  border-top: 1px solid var(--line);
  padding: 16px 0 22px;
  color: var(--muted);
  font-size: 0.92rem;
}

.wa-float {
  position: fixed;
  right: 18px;
  bottom: 18px;
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  background: var(--green);
  color: white;
  text-decoration: none;
  border-radius: 50%;
  box-shadow: 0 10px 24px rgba(18, 138, 69, 0.35);
  z-index: 9;
}
.wa-float:hover { background: var(--green-deep); }

:focus-visible {
  outline: 3px solid var(--blue);
  outline-offset: 3px;
}

@media (max-width: 1100px) {
  .menu-btn { display: inline-flex; }
  .nav {
    display: none;
    position: absolute;
    top: var(--header);
    left: 0;
    right: 0;
    background: white;
    border-bottom: 1px solid var(--line);
    flex-direction: column;
    align-items: stretch;
    padding: 12px 20px 20px;
    gap: 4px;
  }
  .nav.is-open {
  display: flex;
  box-shadow: 0 18px 40px rgba(12, 35, 68, 0.12);
  z-index: 12;
}
  .nav > a:not(.btn),
  .nav .btn,
  .nav-logout { padding: 12px 4px; text-align: left; }
  .hero-grid,
  .values,
  .offer-grid,
  .module-grid,
  .member-grid,
  .footer-grid,
  .offer-includes ul,
  .panel { grid-template-columns: 1fr; }
  .float-card { left: 12px; bottom: 12px; }
  .close-panel { padding: 36px 22px; }
  .offer-includes ul { grid-template-columns: 1fr 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .marquee-track { animation: none; flex-wrap: wrap; width: auto; justify-content: center; }
}